This insurance covers medical expense for any injury from accident and sickness as an in-patient and/or as out-patient. The company which has more than 20 staffs can apply Group Medical Insurance for their staff and can have 2-3 insurance plans varied according to the position of each staff. In case of the maximum aggregate limit is over 1 million baht, insurance company may ask for health check or health declaration before accepting the insurance. The important condition of this insurance is that previous illness before the inception date of the insurance cannot be covered and waiting period for this insurance for individual customer is required.
Personal Accident Insurance
Personal Accident Insurance covers loss of life, dismemberment, loss of sight, disability and medical expense, arising from accident only. The insured can choose the coverage whether he/she wants to cover only death or included medical expense. The additional coverage such as Murder, Motorcycling are offered with additional premium.